Amanda Jo Organic Bunny | Going Green- Going Natural

When the pandemic started and all of us were on lockdown, we were limited with the supplies we need for home and even for personal use. I know you will all agree with me when about learning how to use and reuse the things we have at home during the lockdown. After several months- we are slowly and moving back in the system of supply and demand.
Most of us are now more conscious of what to buy- we go now for natural and organic products- products that our family and ourselves can use. Food, health products, beauty essentials are back in stock, physical stores and online stores cater their services to provide us with what we need.

Photo by Karolina Grabowska from Pexels

If you are looking for products to buy online, I saw this on my IG feed, and I am sharing this with all you guys- Amanda Jo Organic Bunny- a curated subscription box page where you can buy products from hair, makeup, skincare, and other beauty needs. I was indulging myself with the skincare products they offer. As you may all know, I am in my mid-40's and aging skin are becoming more evident than of last year. Not complaining I am learning to cope and getting my hands on it to prevent the speed-up of that so-called aging process.

Photo by Karolina Grabowska from Pexels

So, you may ask- What is the difference between organic and natural products?

It's all about going green nowadays, becoming more sustainable, and using more organic ingredients and products. Greener items are cleaner for the body and better for the environment. However, most individuals don't know the difference when it comes to being natural or organic. So the next time you go shopping, make sure you know the difference between conventional and chemical goods, whether you are thinking of moving to a green household or even if you want to make a more health-conscious decision.

Photo by Karolina Grabowska from Pexels

Natural and organic products have become increasingly popular in grocery stores over the last couple of decades.

Product labels advertising natural, all-natural, 100% natural, or certain natural products are not necessarily precise. You can make a better decision by reading the label- if the product is naturally healthy, or safe. Watch out for products with ingredients such as lead, mercury, phthalates, and sodium lauryl sulfate. If you see these ingredients on a label and they are claiming to be a natural switch to a different brand.

On the other hand, organic products are botanical products grown in an environment free of chemicals. We consumers should know and must be wise about brands that claim to have organic ingredients on it.

All areas that use both natural and organic labeling are cosmetics, household goods, cleaning products, food, and pet food. So you know the distinction between natural and organic products now, so the next time you go shopping, whether, on physical stores or online, you can make a smarter and wiser product choice. Before choosing which brand is correct for you, always remember to read the label.

Stay safe, guys!

xoxo

How Long Should It Take To Pay Off A House?

If you are looking to buy your own home, you should be in it for the long haul. Mortgages usually last anywhere between 15 and 30 years, but there is no right or wrong way to pay a mortgage. You just have to decide which way makes sense for you and if the 15 years or 30 years is most conducive to your budget.

If you want to find out what type of mortgage you can afford, you can use a mortgage estimator which will take into account your annual house income, your monthly debts and what you can afford to put down on a home. This will also help you decide what you can afford in terms of years on a mortgage.

Most financial advisors recommend that no more than 28% to 30% of your total budget should go toward your mortgage payments. This means it is always crucial to consider all your other debts when finding the right mortgage for you. The mortgage estimator and mortgage consultants can help you make the correct choice because the expected time it takes to pay off the mortgage directly influences the amount of money spent on regular monthly payments.

Due to the financial crisis in 2008, which hit the housing marketing especially hard, mortgages can no longer exist over many decades, meaning the 40 or 50-year mortgage is deceased. In today’s market, guaranteed loan periods are usually 10,15 or 20 years. Some banks do give people 30-years for a conventional mortgage, but due to the now higher price of homes and the 

low-interest rates that are encouraging longer repayment periods, a lot of Americans choose a 20- to 25-year loan repayment.

Though a lot can change in a decade or multiple decades in the financial markets and in your life in general, the terms in a mortgage contract are absolute or fixed. The interest rate of your contract is to be paid for a specific length of time, so once that rate is paid off or that period time is over, then and only then does that interest stop and renegotiations are possible.

While getting a mortgage, you may think that you want to pay it off as soon as possible, however, you need to think in the long term and make wise choices. A high percentage of buyers will try to modify their contract at three years if they opt for a five-term mortgage due to life changes such as a new job, separation, or birth of a child that could have them changing homes. 

You should be keener on choosing a payment plan that is closer to the minimum you can afford as opposed to the maximum. You also can choose a flexible mortgage that will allow you to find ways to pay off your mortgage quicker. Some banks allow borrowers to make a double payment at any time and it will pay down a percentage of their principal once a year. You should also try to increase the frequency of your payments if it has little impact on your budget. You can pay $700 every two weeks instead of $1,400 a month, and it will end up paying extra toward the mortgage.

All in all, there is more to focus on than the interest rate when deciding on how long you want it to take to pay off your home. You need to focus on making a deal that makes it possible to pay off your mortgage quickly.

How to apply Magnetic Eyeliner and Eyelashes for Beginners

 Hi guys! How are you all doing? I hope each and everyone in the family is safe. 

For this post, I will be sharing with you all my first-time experience in applying a Magnetic eyeliner and eyelashes. 

This is the second time I tried applying and wearing false eyelashes but the first one was just minutes upon application and it did not stick or I wasn't able to wear it for the whole event. It was the basic falsies where I bought from a beauty store for me to try out. Since it did not give me the eyelashes and the purpose I was looking for falsies I said to myself not to wear and buy falsies again. But, I was wrong I gave in to another shot of falsies and got myself not just one pair but five! haha! 

So last 9.9 shopping spree we initially checked these magnetic eyelashes with eyeliner at Lazada but the price made us switch to Shopee. Price comparison; Lazada 368 pesos - Shopee 252 pesos, so Shopee it is!

After 11 days my magnetic eyelashes arrived and disinfected it how many times with soap and water and alcohol too before I used and applied it. 

Here is the video of the review and application. Please bear with me as this is my first time applying to use and apply these lashes. This tutorial and review are for beginners and comments and suggestions are welcome. I will practice more so I can perfect it. Let me know if I am doing it right or if it looks pretty on me? Thank you!  

with and without Magnetic eyelashes 

So how do I look?  I hope I did fine applying this beautiful lashes. :) 

Thank you for watching the video, stay safe!

3 Simple Makeup & Beauty Tips For Every Woman

Cosmetics is a multi-billion dollar industry, and that's because most women around the world use cosmetics to boost their appearance and self-esteem. Makeup can help a woman feel beautiful and confident, whatever the situation may be. For me, I always follow the three-basic and simple makeup and beauty regimen to achieve that natural and glowing look. 

1. Hydration, our skin needs plenty of water to keep it hydrated. Drinking plenty of water can lessen dry and saggy skin, it can also help good blood and oxygen circulation to the body. You can get enough water by taking water alone and by food intakes such as fruits and vegetables.

2. Maintain good hygiene, after taking care of the inside of your body by hydration - it is time to work on the outside of the body. Keeping your skin especially the face clean and healthy. Moisturize your skin, there are soaps and liquid moisturizers available in the market that you can use. A good moisturizer before putting on makeup can protect your skin from irritation.

3. Choosing the right makeup. 

There are considerations a customer should weigh when selecting the right makeup: A customer will go for the following:  

• brand
• pricing
• matches their skin tone 
• good product reviews & a good recommendation

When the pandemic started I promised myself not to buy or purchase any makeup products for me to use because there will be no sense of wearing any makeup when we are on lockdown. Even more, when all of us are mandated to wear facemask and face shield to protect us from the Covid-19 virus, makeup is no use at all. Not until after months of still on lockdown and days passed that I felt I need to uplift and bring self-esteem back by making myself look good and feel good. And, one of the things I love to do when I prepare myself going to work is to put on makeup. 

I dived into the craze of online shopping since I cannot go to the mall and shop. I did not go crazy on buying stuff online as I know myself's limit and capacity to purchase, btw, I became unemployed because of the pandemic...after 17 long years od working I am officially unemployed. So, unemployment made me go stick with the budget I have at the moment. Also, the brand of the makeup I bought was a recommendation from my niece.  

SACE LADY BUNDLE 06- 3pcs Waterproof Mini Liquid Matte Lipstick, I got from Shopee but it was initially on my Lazada cart, after comparing the prices from the recent 9.9 shopping sale, Shopee offered the best price and deal for this mini lipstick set. These set of three mini lipstick cost P89 (less than $2)!

You can check out the full and comprehensive review of the lipstick on the video link below. 

My before photo without any lipstick on.

SACE LADY BUNDLE 06- 3pcs Waterproof Mini Liquid Matte Lipstick

SACE LADY BUNDLE 06- #06

SACE LADY BUNDLE 06- #08

SACE LADY BUNDLE 06- #23

So, how do you find the lipstick color I wore in the video? Which one of the three best suits me? 

Snus as Compared to Smoking Cigarettes

If you are a cigarette smoker and considering switching using Snus, these are the things you need to know. 

What is Snus? 

Snus pronounced as "snoose" that comes from Sweden, it is smokeless when used, it is a moist powder tobacco pouch that you put on your upper lip. Flavors such as wintergreen and mint are the most common flavors you can find. Doesn't require spitting and it doesn't require burning. 

As a way to preserve tobacco, Snus got its start in Sweden. It is seen as the one that has helped to lower smoking rates in that country. Over half of Sweden's snus consumers are ex-smokers. There are many brands of Snus in the market along with information and Snus brand reviews.

How Snus and different tobacco products differ

For the forms of tobacco used in the mouth may be categorized as: 

• Swedish snus- the one that we described above, sold as loose powder also called loose snus or pouches known as portion snus. "Snus is sometimes mildly flavored with a food-grade aroma of smoke, bergamot, citrus, berry, herbs, and/or floral flavors."
• American snus- the availability if this was since the late '90s, it is similar to the Scandinavian form, but usually has a lower content in moisture and a lower pH, resulting in a lower bioavailability of nicotine than the Scandinavian varieties, which indicates that less is available for absorption.
• Nasal snuff- it is in a form of powder and dry, it is sniffed but not snorted and mostly mentholated in flavor.
• Chewing tobacco- from the word itself "chew", is tobacco in the form of short or long, less commonly of chopped leaves and stems compressed into blocks called plugs. 
• Dipping tobacco- known as dip, spit tobacco, moist, and somewhat finely ground, but less so than snus. Placed between the lower lip or cheek. 
• Chema- Sales within the European Union are legal due to its classification as chewing tobacco. Its safety in comparison to snus has not been studied sufficiently.
• Naswar- can be found mostly in Central Asia.

Snus and nicotine pouches are sold in countries like Sweden, Finland, Norway, and Denmark, but most people around the world have liked this product. 

What do you need to know about nicotine pouches

"Nicotine is a widely used stimulant and potent parasympathomimetic alkaloid that is naturally produced in the nightshade family of plants. It is used for smoking cessation to relieve withdrawal symptoms."

Some studies correlating nicotine to caffeine intake, which can have good or positive effects. It is a stimulant that raises the heart and increases the speed of processing sensory information, quick and sharp mind and releasing tension.

With that being said, have you heard about what nicotine pouches are?

Nicotine pouches are white pre-portioned pouches containing nicotine but no tobacco and are either identified as a tobacco-free form of snus, or similar. There is no combustion required. The user places a pouch between the upper lip and gum and keeps it there while the taste of the nicotine is released. Disposal of the pouch is done in a regular household trash can. 

Tobacco chewing is almost the same as taking nicotine pouches the main difference is that the user does not have to spit as the content remains in the pouch during use. Nicotine pouches don't require refrigeration for storage. Compared to vaping products nicotine pouched requires no battery. 

You can learn more about nicotine pouches by reviews from the users themselves. They can give you an added insight into the experience with the specific brand before trying and which kind of pouch would you need and would be best for your use. 

"Nicotine pouches often contain food-grade fillers, water, salt, flavorings, and nicotine. The nicotine content among nicotine pouch brands differs per pouch. Nicotine pouches are sold in an array of fruit flavors such as black cherry and citrus. Other flavors include peppermint and coffee." 

If you are a smoker and considering to lessen or gradually eliminate the use of a regular cigarette or tobacco- an alternative way is switching to nicotine pouches. 

How to Get Help for Homework with Virtual Learning

 With the developments in the field of technology, the teaching and learning industry introduced dramatic improvements in the learning process. The internet has now become the newest network as a classroom and training environment. Virtual or online learning opening its doors and gaining grounds for learning. Virtual classes appear to be the dominant trend in the education and development industries.

For this blog post, I am going to feature one phone application that helps students and parents go through with their lessons online by finding and asking the right person for the right answers for their homework. 

Homework Help by OneClass is a powerful learning tool that enables you to understand and solve even your toughest academic questions. 

Here are the basic steps for you to get through the phone application: 

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Parent's role in the present time of virtual learning: support through building a good schedule for the kids to follow, maintaining the routine as if they are going to school like they used to, providing a proper and well-equipped environment for learning.