Walang Duda, Panalo ka sa Silka 20th Year Anniversary Promo Win + UPDATE!

Update:

The prize has been claimed! Here's a video of me accepting my reward from Cosmetique Asia Corporation. Because of travel restrictions caused by an increase in Covid cases, the Silka staff decided to bring my reward here in my location. 

Thank you so much, Silka, and more power to you! 

Participating in raffles and online contests is not new to me; I've been trying my luck for about a decade now, and throughout that time I've won many prizes (not bragging), and I've even been surprised by my winnings. I even blogged about some of them in a previous post, shared them on my social media accounts, and collated and created an album on my most often viewed social media page so I could look back and remember all of the prizes I'd won. There have been occasions when I have been disappointed because I did not win a raffle or a contest, but over the years of joining, I have learned to accept and just join, because, as they say, "If it's meant to be, it will be." 

The ones who surprised me the most and the least surprised me the least are the ones that got me to win.

Walang Duda, ₱analo ka sa Silka 20th Year Anniversary Promo!

November 2020, when I decided to join in the Silka- Walang Duda, ₱analo ka sa Silka 20th Year Anniversary Promo! Because I am a regular user of this product, I invested a small sum to purchase a little more than usual. Last November 7, I purchased ten (10) specially marked cartons of Silka Whitening Herbal Soap Green Papaya at Puregold for Php42 per soap/carton a total of Php420.00. I usually buy the orange variety, but since there were none available, I went with the green one. I'm not interested in having my skin whitened by using this brand of soap, but I do like how my skin feels after using it. Every time I use it, my skin feels revitalized. 

The promotion began in August 2020, and I had two months left when I signed up. I never brought more than the amount of merchandise and entries I had intended to buy. I did participate in two other Facebook promotions at the same time as the Silka promotion. So I made my purchases based on the amount of money I had set aside for promotions and contests that month. 

Silka- Walang Duda, ₱analo ka sa Silka 20th Anniversary Promo prizes vary from Shopee and Lazada gift vouchers, cellphone load, smartphones, laptop, cash prizes for the monthly draws, and the 1Million cash prize for the grand draw.

December 14, a day after my birthday, I received a message on Facebook from the Silka page, asking for one specific carton with the corresponding code. I immediately looked for my stack of cartons for the code and immediately responded to the message with the other required identification. Although the message did not state that I won anything, they were just verifying a certain code that I have in my possession. But, I was so nervous because that day was the grand raffle draw of prizes and the grand prize amount is 1Million pesos! There was I, nervous, hopeful, and excited, haha! 

After I submitted all of the needed information, they simply instructed me to keep the pack and that if I won, I would need to produce and surrender the box with the code for them to verify it, and that I would have to wait until January 12, 2022, which is about a month away. This was the time that my patience was tested and with high hopes that I might be the lucky winner of the grand prize hahaha!  

Jan 12, 2022, around past 5 pm, they started to post winners and there was my name. I was one of the winners from the 4th Monthly draw of Php50,000! 

I am now Phph50,000 richer, (though I was ready to scream for the 1M hahaha!).

Although I did not win the grand prize, I am grateful for this prize! Due to travel constraints on the location where the Silka team originally scheduled the reward for release, I have yet to receive the cash prize as of this writing. However, they provided me with a contact person with whom I communicated to meet to claim the said prize. 

I will update this blog post once I receive the money. 👍 Time to look for other contest and promo raffle to join! 😉

Four Simple Steps to a Debt-Free Life in 2022

 

In general, debt is a part of life, and it becomes required in such a way that many of us find ourselves in debt daily. The challenge of repaying these obligations may appear to be difficult. 

Are you one of the people who is struggling to manage your finances because of overwhelming debt? This burden is only temporary; you simply need to find ways to get rid of it and enjoy life without it.

It may be difficult to accept that people may live debt-free lives. Years ago, I couldn't believe it, but I did it, and I've been debt-free for several years! There is no secret to this; I simply did things differently in life and accepted whatever financial situation I found myself in; in other words, live on what you have!

We are also aware of the current economic condition caused by the pandemic; the world has been significantly impacted by the financial crisis, which has increased individual debt situations around the world.

Here are some suggestions for how to handle your funds in a financial meltdown:

Create Specific Goals.

Identifying one specific objective as the beginning of a debt-free existence. One step at a time, as they say; is the goal you must achieve without being overwhelmed or stressed while pursuing it.

Be practical and only get what you require!

Always consider the practical side of things, whether it's food, a device, or a hobby. You don't have to buy the stuff you won't consume or that will spoil quickly. Stock up on what you'll need. Before you go to the grocery, make a list of the products you'll need for yourself and your family. In this instance, you'll be less likely to end up with products on the shelf that you don't require. Instead of ordering takeaway, prepare meals at home. Purchase the same thing from a different brand that is significantly less expensive. Coffee that costs more than a bag of coffee beans should not be purchased in a coffee shop. You are not required to update your smartphone once a year or when a new series is released. The value of a gadget depreciates dramatically daily and is not regarded as a good investment.

Investment can provide you with an additional source of financial income, as well as a better life when you reach retirement age, and can help you break free from debt.

What is a good investment? 

A good investment will result in a high likelihood of success. There should be very little danger of losing the entire amount invested with a successful investment. For a long period, good investment ideas will hold or improve in value. An investment's level of risk should also be modest.

One of the easiest and attainable investments you can start this 2022 is deposit money as a savings account with high-interest rates. Nowadays, there are so many financial institutions that offer such, you just need to find out what fits your budget. If you have extra money place it right away in a reputable savings-investment program, don't think twice! Aside from a savings account, there are other best investment ideas you can use, for sure there is one for you. 

Make sure you have a reserve fund set up in case of an emergency.

The amount you put aside for an emergency fund will be determined by your lifestyle, monthly costs of living, and income. The general rule is to put away three to six months' worth of expenditures. 

Emergency funds are utilized for a variety of reasons, the most common of which is hospitalization and other medical-related costs. This is not a one-time investment; instead, you must set away the desired amount regularly.

Finally, being debt-free does not imply that you have to give up all you enjoy in life. It means you'll have to begin to save, limit your spending, and work hard to achieve the objectives you've set. By adopting this mindset, you will be able to obtain almost whatever you require without having to take out a loan.

FBN 10th Annual Christmas Party: A fun-filled and meaningful day

The Filipino Bloggers Network (FBN), one of the most active Philippine-Based community of bloggers and influencers in the country, held its 10th Annual Christmas Party virtually last December 12.

FBN currently has almost 2,000 members around the country and continues to expand as it provides a venue for Filipino bloggers to interact with other members even those based overseas. Moderating the discussions and posting opportunities from several brands are co-admins Divine RC and Richard Mamuyac and Lariza Garcia.

The yearly event serves as a venue to reacquaint with fellow members around the country, celebrate the holiday season and create great new memories. Just like last year, the gathering was conducted online and livestreamed within the official FBN group page. Aside from the exciting prizes given away during the virtual games and raffle draws, a couple of members received financial assistance to support them in their family medical emergency. Indeed, it was both a fun-filled and meaningful day at the same time.

Different PR groups and brands and individual sponsors were acknowledged during the event for supporting the online community in 2021 and hopefully for more years to come. This year’s virtual event is made possible by the following generous donors:

PR Partnerss - CAT PR, i55 Talent Hose, Page One, M2.0 Communications, Comm&Sense, ROAR Agile, GPS TV, Full Circle, Pro Communications Inc. Pro Solutions ,Full Circle and Ripple 8.

Brand and Individual sponsors - Pacific Sunrise, Goodah!, Cebuana Llhuillier, Glorious Blend, Rex Education, Gur Lavi Corporation (Telavi); Dyna Drug Corporation, Diana Stalder, Sagada Harvest, Stevia Natural Sweetener, a number of fellow FBN members and public servants like Rep. Eric Yap of ACT-CIS partylist, Rep. Joey Salceda (2nd District of Albay), Rep. Edgar Mary Sarmiento (1st District of Samar). Rep. Mike Defensor of Anakalusugan partylist, General Guillermo Eleazar, Quezon City Mayor Joy Belmonte and Deputy Commissioner Randy Escolango of the Philippine Insurance Commission.

With the great support and opportunities that FBN received this year from partners companies and brands, the group is looking forward to more campaigns and activities that members can join and engage with in the coming new year.

Let us claim that 2022 will be a better year for all of us. Cheers for more success and blessings!