Tuesday, April 17, 2018

Why get clip-in hair extensions at BestHairBuy?

Want something new, a new wardrobe, a new shoes or maybe a new hair look for the season? 

A new hairdo defines some change in fashion, mood and even in the sense of style. We normally get up in the morning, wishing our hair will go as natural and manageable throughout the day, as the saying goes...no woman wants a bad hair day mood. 

And there are times as we go on our daily routine, we sometimes neglect to care hair properly. For so many reasons like using a new hair product brand or too much sun exposure because of job-related reason, or just simply have no time to do so.  

Right, now we can result in temporary hairstyles, trendy, fashionable and of course affordable too! Clip-in hair extensions are popular! 

What is clip-in hair extensions? 

It is a do-it-yourself hair extension system, easy to use, and now long-term bonding. You can find the perfect match for your hair color, hair length and how thick or thin you want for the extensions. It is basically made from human hair, so caring for it is the same as your natural hair. 
You just have to clip it to the natural hair, you can add volume and style to your natural hair. 

Why do you need to get clip-in hair extensions?

It is aesthetically beautiful, it can give you that extra boost and style. It can also define your personal style when it comes to hairstyles using clip-in hair extensions.

BestHairBuy offers a wide-array of clip-in hairstyles, length, color, volume and also affordable prices which you can choose from.
Some of the styles I am eyeing from the page, which is very trendy in styles.

What I like about this style is it looks so natural, well most of the hair clip-in extensions look natural, but this one suits well with my hair color so I am choosing this one as my initial choice. It looks fresh, fashionable and glamorous. 

It creates a layer in the body of the hair. The color goes perfectly well in fair to light complexion. You can adjust the layers of the clip in extensions according to your preferred style and length.

BestHairBuy hair extensions
For people with thin fine hair, it adds volume and length to hair, it creates wonderful layers that looks seamless. 

Aside from discounted products, almost everything is on sale! You can get the most amazing hair products at a much lower price. 

Here are some discounts, codes and other freebies you can enjoy when you purchase: 
  • Earth Day 2018, 15% OFF (ED15 for orders over $139)
  • Items on sale from 20%-30% off

They ship worldwide, payments can be made through VISA, Mastercard, and Paypal. 

"Besthairbuy" is a combination of "Best Quality" "Best Price" and "Best Service" We promise the high-quality product and good price. Best customer experience is our core purpose. We pursue the latest fashion and aim to deliver the beauty and glam to every woman.

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Thursday, April 12, 2018

RCBC Net Income for 2017 at P4.3 billion, up 11%

Rizal Commercial Banking Corporation posted an unaudited consolidated Net Income of P4.3 billion for the year ended 2017, 11.4% higher than the P3.9 billion reported in 2016.

Net income in the fourth quarter alone grew by 146% to P904 million compared to P368 million in the same period last year driven by a 27% growth in Net Interest Income and a 19% growth in Non-Interest Income.

For the full year 2017, Net Interest Margin (NIM) remained strong at 4.24%, an improvement of 19 basis points from the 4.06% recorded in full-year 2016.

Net Interest Income reached P18.0 billion with 15% growth year-on-year. This was driven by the Bank’s vibrant lending business with Total Customer Loan portfolio expanding by 16% to P353 billion. All market segments sustained their growth with 12% growth in Corporate loans, 39% growth in SME Loans, 15% growth in Consumer Loans and 29% growth in Credit Card Receivables. Rizal MicroBank (RMB), the Microfinance arm of the Bank that provides financing requirements for micro and small enterprises, increased its outstanding loan portfolio by 39% year on year, through continuous efforts to enhance its current loan products responsive to the needs of its mandated market segments.

Total Gross Income reached P25.1 billion with Total Other Operating Income reaching P 7.1 billion or 28% of Gross Income. Fees and Commissions, which include card-related fees - both credit and debit cards, Trust fees, and Fees on investment banking and loans were at P3.4 billion and accounted for 14% of total Gross Income.

Total operating expenses increased slowly by 2.3% to P17.8 billion for the year ended 2017. The Bank pursued the expansion of its distribution network by selectively opening 27 branches and deploying 74 ATMs mainly in support of its on-going strategy to broaden customer reach and enhance banking convenience. This brought the consolidated network to 508 Branches and 1,562 ATMs, resulting to a 3.07 branch-to-ATM ratio, one of the highest in the industry.

Total Consolidated Resources expanded to P556.3 billion. Total Deposits grew by 10% or P35.3 billion year-on-year to P388.9 billion.

The Bank's Capital funds stood at P67.1 billion and well above the minimum regulatory requirement with a CAR of 15.47% and CET1 Ratio of 12.46%. The Bank’s Asset quality remained stable with NPL Ratio at 1.25%, lower than the 1.41% NPL Ratio as of end-3Q17.

The Bank’s other businesses continued to grow, addressing the various needs of its customers. RCBC Bankard has a strong and active card base of 579,000 in 2017, higher by 9% vs. the previous year. The Bank has built a strong portfolio under its Wealth Management business with Total Assets under Management (AUM) expanding by 12% to P103.0 billion.

“The Bank is on track and ready to take advantage of the opportunities expected from the favorable business environment in 2018. Our delivery channels are geared up with new branches and improved ATM systems supported by strengthened security measures in anticipation of the increased client activity in 2018. Competition, however, will continue to be strong. The RCBC management understands this all too well and is prepared to address this with a strong sense of urgency, as we pursue our business plans, key initiatives, and key transactions this year”, said Gil A. Buenaventura, RCBC President, and CEO.

In support of the regulatory sandbox initiative introduced by the Bangko Sentral ng Pilipinas (BSP), RCBC has recently partnered with eCurrency Mint Limited (eCurrency) to launch its digital money product to deliver accessible and affordable digital financial services in the country.

RCBC also sealed new Trust deals. Some of the deals are Stock Transfer Account for Meralco and Lopez Holdings, Project Accounts Trusteeship for Red Planet Hotels and Solar Energy Corporation, and Corporate Investment Management Accounts (IMA) for De La Salle Science Foundation.

The Bank received various awards in Credit Cards, among which, in 2017, Best Card Offering from Highly Commended, South East Asia, 4th Annual Card and Electronic Payments International Asia Awards and Annual Retail Banker International Trailblazer Awards; Best Card Design from 4th Annual Cards & Electronic Payments International Asia Awards 2017; Best Loyalty and Rewards Program from Mastercard Innovation Forum Awards 2017, and Best Credit Card Offering Philippines from International Finance Magazine. The bank was also awarded Best Leveraged Finance-Backed M&A in Southeast Asia from Alpha Southeast Asia Awards 2017, Best Capital Market Deal from IFR Awards 2017, Best Mergers & Acquisition Financing Deal from Triple A - The Asset Asian Awards 2017, and Best in Private Banking from AI Global Awards.

On November 23, 2017, Moody’s upgraded the bank’s baseline credit assessments (BCAs) and adjusted BCAs to baa3 from ba1. On December 14, 2017, Fitch revised upward the Support Rating Floor of RCBC to BB from BB-.

About RCBC

RCBC is a leading financial services provider in the Philippines offering a wide range of banking and financial products and services. RCBC is engaged in all aspects of traditional banking, investment banking, microfinance, retail financing (auto, mortgage and housing loans, and credit cards), remittance, leasing, foreign exchange, and stock brokering. RCBC is a member of the Yuchengco Group of Companies (YGC), one of the oldest and largest conglomerates in South East Asia. For more information, please visit https://www.rcbc.com

Get the Perfect Deals for Camera on LatestDeals Online!

Summer break for kids means more time with the family, friends and most especially the much-awaited activities they love and enjoy to do. Aside from advanced academic summer classes being offered in the various educational institution which kids can enroll at, going out on family vacation away from home is one of the best summer memories one can have. To capture those memories with you, a good camera and tech-gadgets you can bring along is a must!

A quality, branded, reliable and easy-to-use digital cameras should be considered for purchase. Although there are a lot of outstanding mobile phones with built-in-cameras in the market today, which is also for easy snaps and you can share instantly over social media sites. But a good consideration when making a purchase of a digital camera is a good investment later on, based on my experience alone. 

In my personal experience as a hobbyist photographer, I was able to invest a good entry-level digital single-lens reflex or DSLR camera years ago. I attended some workshops, photography classes, symposium and some self-study courses online. Published some works online, and then, later on, I was able to make money on it because clients contacted me and some of my friends to work for their projects, mostly weddings and special events. In photography, I always believe that it is how different one's eye to perceive an image and convey it to the viewer in a different side of it, but always brings down to a conclusion that both of you liked that image. 

When purchasing a quality-branded camera like Canon, Nikon, Fujifilm or Pentax do some research - ask friends, read product reviews online, watch videos of the camera brand and also base your dream camera on the budget you have. It will be a great help for you to understand and get that clearer picture. 

Below is a diagram for you to study in choosing the right camera.

There are a lot of online shopping websites where you can purchase one. A pro-tip from me when finding the LatestDeals online, make sure that you can get the most discount on the item you wish to purchase. For example, check the offered voucher codes, items on sale, shipping coverage, warranty, online sales agent which you can chat with at any time of the day, and when they give out freebies which for me is a plus factor! 

Types of cameras on the market today. 

  • Compact cameras
  • Bridge cameras
  • Smart cameras
  • DSLR cameras
Technology is the future, the future is all about images you can capture everywhere you. Share it with the world and make history.

Sunday, April 8, 2018

9 Tips Minimalist Living: Essential Rules on Living with Less

Minimalist living is more than just clean white counters and a lack of clutter; it’s more than being able to fit all your worldly possessions into a single backpack. Rather, minimalism is all about the mindset: it’s about clearing all the clutter from your life and adjusting your way of thinking so you can live with more purpose, and more peace. You may be renting room in Singapore or own your own condominium. Whatever your living situation, you’ll be sure to benefit from the less-is-more mentality.

So, here we’ve broken down the principles of minimalist living so that you can experience the freedom of living with less – on your own terms.

1. Evaluate your priorities

The first step to any new mindset is of course evaluation. Take a step back and observe yourself. Examine your home, your possessions, your lifestyle, your habits, and your attitude objectively. The you that doubts it might think that minimalism is a radical lifestyle. However, the truth is, it is merely a way to put a stop to the gluttony of the world around us. You can look forward to a world of new adventures in a life with less stuff, less drama, less debt and less obligation. Thus, take the first step by looking at the details of your life objectively, through an unfiltered lens, to be able to see what you want to change more clearly.

2. Evaluate your space

Have you ever sat down and thought about your space and what you fill it with? Perhaps you own multiple versions of the same item. Perhaps you have a closet overflowing with clothes that you never wear and that you can’t keep track of. Perhaps you tidy up your surfaces in your space, only to realize you have no place to store all those knick-knacks you’ve picked up from random stores, or your cupboards are filled to the brim with even more junk. Don’t despair, however, as knowing what you have and evaluating whether you need it in your space is the first step to decluttering.

3. Declutter your home

This goes without saying. Minimalism means living with less. Thus, to live with less, you have to get rid of a lot. The process of decluttering can sometimes seem impossible and make you feel overwhelmed to boot. Starting is usually the most difficult part. Once you have gotten a move on decluttering, the nitty-gritty of the process will start to feel more manageable. Commit yourself and your mindset to clearing out with these simple steps: get rid of duplicates first, and then get rid of everything you don’t use or see on a regular basis. As you go through and evaluate your belongings, getting rid of the duplicates and the rarely-used, start to focus on eliminating the items that don’t bring joy or meaning to your life.

4. Think before you buy

The main – maybe even the biggest – component of minimalist living is giving thought to what you buy. This means evaluating what you bring into your home and your space. Before you buy that beautiful cream sweater that you see on sale for 50% off, stop and ask yourself if you really need it, and where the impulse to buy it came from. Do you want to buy it because you need it? Or do you want to buy it because it’s on sale? If it is the latter, steel yourself and walk away from the purchase. We all need to ask ourselves the hard and decidedly un-fun questions lest we add more stuff – and more chaos – to our lives.

5. Seek high-quality stuff

Quality over quantity is probably one of the most heard of sayings on minimalist living. Don’t dismiss it as a snob’s answer to shopping. The gist of it all is, in fact, that by buying quality items, you are investing your money and time into things that are built to last. Things that are made well are usually made t last. This will ensure that you don’t have to shop as much and as often to replace your belongings that have been worn-out or that have broken down. This same mindset can be applied to your style. Go out of your way to invest in classic and timeless pieces – whether it’s for your wardrobe or your home – so that you know that you’ll love it and be able to enjoy it for years to come.

6. Be grateful

A minimalist lifestyle is brought on by the search for contentment. Of course, contentment is not found by having more stuff. Rather, contentment begins with gratitude for all that you do have. Learn to focus more on what you have, rather than what you don’t. Give meaning to what you own, whether it’s that photo of you and your friends that make you smile or that coffee machine that kickstarts your day. When you feel grateful for everything you have, the desire for more will gradually disappear.

7. Purge regularly

Don’t just declutter your life and your belongings and call it a day. Minimalism is a constant mindset. Re-evaluate what you own on a regular basis to see if anything you own that brought you joy has now become a burden. This purging process can take many different forms. For some, it might be tidying up their closet every season or every year to eliminate clothing that is no longer wanted or rarely worn. For others, it might be a firm “one in, one out” rule that constitutes getting rid of one item for every item you bring into your home. Whatever your methods, be sure to evaluate what you own often, and put what you don’t need a donation bag to be given to charity.

8. Let go of the guilt

It is an inevitable part of life that we own items we don’t use or don’t cherish. Yet, we keep them out of obligation and out of guilt – either because they were expensive, sentimental or just brand new. However, minimalism has no place and no room for unused and unappreciated items, let alone the massive guilt that comes with wanting to get rid of them. Instead, give your unwanted items to a new and better home. Donate them to charity, or to friends. You can assuage your guilt and help you another person.

9. Disassociate yourself from material belongings
The principle of minimalism means learning to detach yourself from material belongings. This doesn’t mean it’s wrong to treasure your favorite scarf or to feel appreciation for your espresso machine. Just learn to realize that these things that you own are temporary sources of joy. These things that you own is not what fuels your happiness. Rather, it is the experiences and relationships in your life that brings you joy. So learn to need less, declutter, and get out there and just live life!

5 Tips to Creative Writing

Writing is an art and it is meant to be creative. You can communicate your ideas with great beauty and precision through creative writing. It has no boundaries, giving writers a perfect platform to freely prune and develop their voices.

It allows writers to express themselves, develop problem-solving skills and learn to deal with constructive criticism, a skill essential even in the job market where employers often give feedback to employees. It also fosters the development of outlining skills, vocabulary and critical thinking skills.

It can boost your general confidence levels and persuasive abilities. Studies have linked expressive writing and blogging to reduced stress, better mood, and general well-being. Writing has therapeutic value and can improve your happiness. Here are tips to help hone your creative writing skills:

Top 5 Tips to Help Improve Your Creative Writing Skills

1.    Practice Writing Skills

The basis of good writing is the ability to write proper sentences. Learn how to use flavored words to make your writing tasteful. Write conversationally and include interesting questions (not with obvious answers) in your writings. Transition your writing smoothly from one sentence to another sentence, and one paragraph to the next paragraph.

Use dynamic rhythm and change punctuation to play around with your writing voice. Practice writing sound bites, use mini-stories to engage your readers and outline your content to come up with a mesmerizing flow. Entertain in your writing and portray abstract concepts concretely using metaphors.

2.    Nourish Your Content

Nourish your content to delight, engage and inspire your audience. Use persuasion, empathy, authority (use expert stats and quotes) and share information nuggets to engage your readers. Be practical with your tips and use rich details to create memorable content that engages. Nourishing content serves readers with advice, ideas, inspiration, and comfort, leaving them craving for more.

3.    Develop the Right, Sticky Writing Habits

Practice makes perfect. Set aside time to write each day and publish content at least once a week. Plan what you want to write about and create a draft. Edit your draft and format it to give it form. Edit and proofread your work several times until you come up with the final, perfect piece. Be experimental and playful; try various writing strategies and tones to find what works best for you.

4.    Learn from Writing Masters

Nobody was born able to write. You have to learn to write and hone your writing skills. Seek inspiration from experienced writing masters and borrow one or two things from their writings. Learn how to use simple words to explain complex topics for children; read sports reports, movie or book reviews, novels, etc. and find out the words that grab your attention.

Note the writing styles and tones for different writings. Learn sales copywriting and direct mail copywriting to hone your persuasive writing skills. Indulge in poetry and enjoy the sensory experience that comes with each poem.

5.    Believe in Yourself

Confidence is critical in everything you do, including writing. You have the ideas, the words and everything you need to write well at your disposal. All you have to do is believe in yourself and start writing. Lots of practice can take you far in discovering the writing prowess in you.

Creative writing and writing, in general, is an art and a skill that can be developed and honed. It can be learned and mastered for you to become an exceptionally creative writer. Above all, you need the right attitude and passion to become a good writer.

Contact us to learn more about creative writing in Singapore and how you can improve your writing skills.

Wednesday, April 4, 2018

Bric’s Life 65th Anniversary Collection: Timeless Beauty and Functionality

Italian heritage brand Bric’s celebrates 65 years of innovation and tradition renowned for its elegance and exemplary craftsmanship. It has been a travel luggage coveted by privileged clienteles of both sexes who seek for the seamless fusion of timeless beauty and functionality when it comes to their lives greatest and most premium experiences.

In its mission to provide elegance and functionality for the jet-setting lifestyle of its female patrons, Bric’s unveiled its limited edition capsule collection inspired by “Life”, the signature collection from the brand. The collection expresses itself thanks to the materials used: mustang, a unique and durable fabric, made in Italy, with a sophisticated suede effect, combined with luxurious vegetable-tanned leather trims and embellished with golden metal hardware.

To create a look that is fitting for an anniversary collection, Bric's renews and updates the classic mustang, in the iconic olive color, and paints it with a delicate floral motif rich in anemones and cherry blossoms, a fresh spring recall. The flowers are defined through stylized silver sketching, with pink and lilac tones, on trend for the SS 2018 collection.

The Life 65th anniversary collection offers a beautiful assortment: a four-wheel soft trolley spinner available in three different sizes (one carry-on supported by two larger, check-in sized trolleys), as well as the classic Bric's duffle bag in two sizes, a wash bag, a train case and a shopper.

The capsule collection is available in Bric's stores located at SM Aura Premier, Shangri-La Plaza Mall and Ayala Center Cebu.

For more details about Bric’s, visit www.facebook.com/bricsphilippines

Tuesday, April 3, 2018

Sexy Mermaid V-neck Gray Long Prom Dresses For Teenagers - Millybridal.org

This sexy prom dress is the epitome of evening party belle. Pretty and alluring! From graduation parties to prom, balls, make sure you're the best-dressed girl around in this long prom dress.

Thursday, March 29, 2018

What Timeless Serums Contain Ferulic Acid?

Timeless Skin Care is dedicated to providing all-natural skin serums with powerful ingredients that can help protect skin and reverse the aging process. Ferulic Acid is a powerful anti-oxidant that is found naturally in the cell wall of plants such as rice and bran. In addition to fighting free radicals, this potent ingredient is also known to regenerate skin and is compatible with most skin types. Here is more about the Timeless Vitamin C+E Ferulic Acid Serum:

Vitamin C: Well known as a potent anti-oxidant, Vitamin C can stop and even reverse the damage of free radicals. While free radicals occur naturally, the also leads to aging and disease, which is why powerful anti-oxidants make a good addition to skin care as well as your diet. In addition to its anti-oxidant effects, Vitamin C has also been shown to have anti-inflammatory effects making it a good choice for damaged, irritated skin. Finally, Vitamin C promotes the production of collagen, one of the major building blocks of skin. While young, healthy skin constantly produces collagen, its production is known to be decreased by age or damage, which is where Vitamin C can be beneficial.

Vitamin E: Naturally found in a variety of foods, Vitamin E promotes the production of the skin’s natural oils making it a powerful moisturizing agent. Products that contain Vitamin E are ideal for dry and sun damaged skin.

Using the Serum: Like all Timeless serums, the Vitamin C + E Ferulic Acid serum should be used in the morning and at night. Apply two to three drops of the serum onto your fingertips and massage them gently into the skin of your face and neck.

The serum is a great choice for most skin types. However, if your skin is oily or if you suspect that you may be allergic to ferulic acid, it is best to consult a doctor before adding this serum to your skin care regimen.

Tuesday, March 27, 2018

25 Years After Opening its Doors, Jade Garden Continues Elegant Chinese Dining Tradition

The façade of the original Jade Garden restaurant in Makati was a symbol of unparalleled dining – reminiscent of the opulence of Shanghai and Hong Kong.

The present-day Jade Garden may have a new façade and updated interiors, but it still offers the best dining experience – a cuisine of elegance and prosperity.

It was in 1980 when Chinese cuisine in Manila changed forever- when the dreams of entrepreneur and visionary Joseph Henry Ng reached its peak with the opening of Jade Garden. The first restaurant was particularly located at the former Automat, one of the most popular dining places during that time, also a masterpiece of Joseph Henry Ng.

It was as if diners were transported to Hong Kong, the country of origin of Jade Garden.

The best chef on Cantonese cuisine was flown to Manila, tapestries, china, and silver were imported from Hong Kong, chandeliers were raised, and carpets were rolled out for the opening of the most pompous Chinese restaurant in the country.

For the first time, eating Chinese cuisine in the city was like dining in the presence of an emperor – suckling pigs with electronic glowing eyes, chicken wrapped in hardened “mud”, and the Peking duck that was served three ways were the main courses, of course, it was accompanied by the indulgent shark’s fin soup and succulent abalones. The interiors were state-of-the-art, bar none, with crystal chandeliers reflecting light in soft hues around the hall, the silverware gleaming, and chinaware pristinely white.

Opening Jade Garden in the Philippines was the result of years of preparation, planning, and practice until everything was perfect. “We pulled out all the stops when we opened Jade Garden in 1980. The service, the linens, the interiors, and the dishes – all were impeccable. There was no room for mistake,” said Peter Ng, the second-generation owner of Jade Garden who also runs the family-owned Makati Supermart group of malls and supermarkets.

It has been 25years since Jade Garden first opened its doors in Makati City’s then premier commercial district, the Makati Commercial Center. But the opulence that Jade Garden serves has stood the test of time. The restaurant, which was opened by the inimitable First Lady Imelda Marcos, was the brainchild of some of the best minds in business and restaurant operations on this side of the planet.

Joseph Henry Ng was introduced to Mr. S.T. Wu, Chairman, of the Maxim’s Caterers, Ltd. Hong Kong, one of the largest restaurant chains in Hong Kong. The introduction was made by industrialist and esteemed Washington Sycip. Manila’s need for a fine dining Chinese restaurant that could rival those in Hong Kong was realized during that same meeting.

“From the conceptualization, we have always wanted to raise the bar in Chinese dining in the country. When Jade Garden opened, there was no other restaurant who served the way we did. A number of our staff were sent and trained in Hong Kong – they had to master how to change plates; how the suckling pig was sliced and served; the way to cut the Peking duck; and even how to change the table cloth in a swift but neat manner,” Ng added.

Today, dining at Jade Garden is like traveling back in time, when everything was glorious and opulence was the menu.

Sunday, March 25, 2018

Vivo unveils the all-new ‘V9’ AI-powered FullView™ display smartphone in the Philippines

Global smartphone brand Vivo has revealed its all-new sleek and stylish V9 flagship unit at the City of Dreams Manila in a summer-themed unveiling that was attended by over 200 members of the press and other guests.

Vivo welcomed its guests late Thursday afternoon at the Wave, a contemporary poolside deck, restaurant, and bar so they can experience the V9 and take selfies and photos with the sunset as their backdrop. Vivo then picked one lucky and creative photo posted on Instagram to win a V9 unit.

Vivo executives led by Brand Director Annie Lim answered some of the questions of the media during the V9 press launch.

The program continued at the City of Dreams Grand Ballroom with Myx VJ Ai dela Cruz as the host. They were formally welcomed by Vivo Brand Director Annie Lim who recapped the smartphone company’s feats in the Philippines. Since it entered the Philippine market in 2016, Vivo has been steadily rising to become the country’s top three brand with over 5,200 stores and 1.5 million users nationwide.

Vivo’s Jomari Morales followed Lim's remarks by presenting all the goods on the V9. She highlighted the Vivo V9’s 90% screen-to-body ratio, the 24-megapixel selfie camera and 16MP+5MP dual read camera, and the AI-powered photography for a “perfect view” and a “perfect shot.”

Morales also presented the Vivo V9’s improved game mode that would enable users to take calls or open other apps without pausing the gaming applications or play without any interruptions.

After her presentation, Vivo’s Junior Brand Manager Christian Jocson revealed that anyone can enjoy a V9 for a “perfect” price of Php17,990 with pre-orders beginning on March 26 until April 2.

Lim, Morales, Jocson, and Xian Gana from Vivo then answered the media’s questions during the Q&A. Their exchanges were focused on the Vivo’s plans in the Philippines and the V9's capabilities.

Vivo Brand Director Annie Lim acknowledged the smartphone brand’s partners, Ayala Malls and SM Supermalls, during the launch of the V9.

Vivo partners, Ayala Malls and SM Supermalls, were also recognized during the event during the ceremonial exchange of tokens. Lim handed the malls' representatives with a Little V doll.

Fresh faces of Vivo

Vivo also welcomed its newest endorsers, up-and-coming actors Edward Barber and Ivan Dorschner.

Barber is the onscreen partner of young actress Maymay Entrata who also joined the event. Entrata was the first who joined Vivo in September 2017 during the launch of the V7+. His endorsement deal with Vivo is something MayWard fans have been patiently waiting for since the pair already worked together for the smartphone brand during their first Making Mega shoot in Germany last year.

Dorschner, meanwhile, charmed the press with his good looks and charisma. He was one of Kuya’s guests in Pinoy Big Brother in 2010. Since then, he became one of GMA Network's top leading men after starring alongside young actress and fellow Vivo endorser Barbie Forteza in the primetime series "Meant To Be."

Aside from the launch of the new flagship smartphone V9, Vivo also introduced its newest endorsers, Ivan Dorschner and Edward Barber.

Barber, Entrata, and Dorschner also picked three lucky winners of the Vivo V9 during the raffle. They also joined the Vivo executives for a toast for the V9. Also with them onstage were other Vivo endorsers young pop-soul singer Sassa Dagdag, acoustic singer-songwriter TJ Monterde, and balladeer Jason James Dy who closed the night with their performances.

About Vivo

A global smartphone brand focused on introducing perfect sound quality and ultimate photography with cutting-edge technology, Vivo develops innovative and stylish products for young people. We now have over two hundred million users and are one of the preferred brands of young people around the world. As an Official Sponsor of the FIFA World Cup™, Vivo believes in the importance of encouraging young people to embrace self-expression and an energetic lifestyle.

For inquiries about Vivo, visit the Vivo website at www.vivo.com/ph or check out their Facebook
(https://www.facebook.com/VivoPhil), Instagram (https://www.instagram.com/vivophil/), and
Twitter (https://twitter.com/vivo_phil) accounts.

Thursday, March 22, 2018

Over P9.5 million worth of prizes at SM Little Stars 2018

#SuperMoms, the much-awaited #SMLittleStars2018 event this summer is back! Timeout with school stuff and let our kids shine by showcasing their talents while building confidence and camaraderie with other kids. Read more below about the event...


On its 12th year of celebrating talented Filipino kids, SM Supermalls unwraps a bigger and more exciting SM Little Stars as the kiddie-talent search gives away over PhP9.5 million worth of prizes, which include 2 brand new Chevrolet Trax, trips to China for 2, college scholarships from the National University, and PhP200,000 worth of cash and SM gift certificates – announced at a media launch on February 28 in SM Megamall. 

SM Little Stars continues to be a platform for kids to share talents, enhance their personalities, and develop their confidence. The competition not only recognizes the shining and brightest kids, but it also celebrates the start of their journey in becoming stars in the future as they inspire more children to discover their innate talents.

The kids will also have the chance to be guided by celebrity mentors and a series of workshops to help develop their talents and boost self-confidence, as well as to encourage them to have fun and make new friends!

SM Little Stars achievers who are now making big names on showbiz include 2014 Girl Grand Winner Fil-Korean Chun Sa Angella Jung, who continue to win fans with her acting prowess and is a mainstay of a kiddie sketch comedy show on mainstream TV. Joining the celebrated kids is 2013 Boy Grand Winner Nhikzy Vheench Calma who was awarded as WCOPA 2017’s Junior Grand Champion Performer of the World last July 8 in Long Beach, California. Also not to be missed is 2016 Girl Grand Winner turned commercial model Sheena Kirtsten Bentoy who is all set to play a well-loved role in Disney’s The Lion King The Musical in March.

Don’t forget that auditions begin on April 7 in participating SM malls nationwide! For more details about SM Little Stars, check out https://www.smsupermalls.com/smlittlestars.


For exclusive news about SM Supermalls, visit www.smsupermalls.com or follow SM’s official social media accounts on Facebook, Twitter, and Instagram; and get an insider access to all the fun happenings at SM Supermalls nationwide through SM’s Viber Public Chat. Tweet your thoughts, upload and share your photos about your memorable moments at SM, then use its official hashtag #EverythingsHereAtSM.

SBMA to open 112 summer-job slots to deserving poor students

Let's end the school year with this awesome news for the students who will benefit from Summer Hire Program of the freeport. Thank you for helping out underpriviledged students to go further by helping them to spend their summer worthwhile. Read more below.

News Release-

SUBIC BAY FREEPORT — A total of 112 deserving poor students stand to benefit from the Summer Hire Program of the Subic Bay Metropolitan Authority (SBMA) during this summer break, as business locators in the Subic Bay Freeport extended their support to provide employment.

SBMA Chairperson and Administrator Wilma T. Eisma said that 15 Subic-registered companies have already joined the program to accommodate students from junior and senior high school, as well as college level, who are scheduled to be deployed in various job assignments starting April.

Eisma added that a total of 112 slots will be given to students who pass the qualification requirements under the program being implemented by the SBMA Labor Department in line with the Special Program for Employment of Students (SPES) of the Department of Labor and Employment.

“These applicants are poor but deserving students who excel in their classes. And as part of our community engagement, it is our task to guarantee that they will be able to enroll the next school year,” Eisma explained.

“These talented and brilliant students deserve our malasakit,” she added.

She noted that more business locators and investors are now expressing their intention to join the program. “I really hope that more students will be hired,” Eisma said.

SPES was created under Republic Act 7323, a law which aims to help poor but deserving students pursue their education by encouraging their employment during summer and/or Christmas vacations. The law was later amended by RA 9547.

SBMA Labor Department manager Severo Pastor Jr. explained that under the law, summer hires are to be employed from 20 to 50 working days and shall receive regular wages equivalent to those received by regular employees.

“Of this, 60% shall be paid by the employer-company, while the remaining 40% shall be paid by the DOLE through educational vouchers,” Pastor said.

- more -

Under the SPES program, the work period accumulated by summer hires may also be counted as their probationary period should they apply for a job in the same company or agency after graduation, and should earn academic credits as may be determined by the appropriate government agencies.

Among the companies participating in the SBMA’s Summer Hire program are fast-food restaurants, gasoline stations, utilities, and manufacturing firms where the students will perform work related to their respective courses.

How to Organize Life the Easiest Way Possible

Life, in general, can be a handful. It takes a lot to do things and no one can strike it in just one try. How can we simplify life, for me, it is how we organize things!

Organizing varies widely when it comes to the definition of terms and how it is being applied to certain people of a certain group within a community. 

When I hear the word organize or to stay organize, two words always pop into my mind; time and discipline

Time is the first step for you to get things going. You need to devote a specific time to your everyday life to keep things organized. Time can make your plan on what to do next and how to do it. You alone is the sole responsible for allocating and setting up the pace needed. This is how I perceive time when it comes to organizing. 

To discipline oneself or others can be a big deal especially when you are not determined to do a certain task. It will drawback everything that is placed and scheduled when your self-discipline got cut-back. Adding some key ingredients to this are; determination, focus, and goals to finish. Admittingly, most of us struggle in this area. 

Now, what do I get when I start to organize things for my everyday life? I know for a fact that life will be easy-breezy when everything is in place, from the simplest things to the more complex ones. For example, cooking is my way to de-stress from every day from work, so on weekends I always stock-up with products I will be needing for the whole week; produce that can last for a couple of more days, can goods that can serves as an alternative, meat and other poultry that can be left in the chiller for that certain period of time, other essential ingredients too such as flour, sugar, rice and other grains.
This is an example of how I organized things in the kitchen, which for me is always a win-win solution to keep my mind directed to the positive side of everyday life. 

You might ask if I make a list of this things? Yes, I do! 
The traditional to-do list on a sheet of paper works handy, it will surely work fine but to lessen the use of paper and reduce the production, "Going Paperless" can be practice to, this is also a way to protect the environment. Do you know that you hook up everything in your gadget? A handy spreadsheet template which you can use for simple task tracker, weekly meal plan, school-related management, every day to a yearly planner, and money tracker- which for me is very important when it comes to budgeting the family and personal expenses. 

Personally, I am a fan of the weekly meal planner and money tracker, it works very handily for me. I can input the amount and volume in just a few clicks, from that I know what is the amount flow and how much I can spend in the coming days, whether I am at the office or on mobile.  

Again, to make life easy and organize...devote a spoonful time and a pinch of discipline.

Wednesday, March 21, 2018

Kids Powpro Digital Video Camera Giveaway!

What a way to celebrate school break or a term break from school is to create fun and happy memories with friends and family. Taking photos and videos to remember all the good stuff that happened and letting the kids do the fun stuff by letting them capture with their very own digital video camera. You can win one, just by joining here. :) Goodluck! 

Sponsored By: Top9Rated

Hosted By: Love, Mrs. Mommy

Top9Rated.com is running a giveaway that appeals to all kids!

The prize is a Kids Digital Video Camera with the ability to record video and take images!

Huge, old digital cameras are a thing of the past. The PowPro is designed especially for kids, with it’s rough and ready design, it can withstand the heavy hand of any child. Enable your kids to create a new chapter of their lives by recording vacations or events from their eyes. Download the video onto your computer for amusement in 10 years time!  

Winner Will Receive:

Powpro Pro DVC-7CAM Kids Digital Video Camera with Ergonomic Design! ($36.99 RV)

Additional Digital Video Camera Information:
Powpro kids digital camera comes with three replaceable batteries, and it will automatically turn off without any operation to preserve battery life. Comes with built-in photo frames, an ergonomic design (making it easy to carry and portable to use), and can support an external SD card up 32G (not included). Intended for ages 3 to 9 years. 
Open To US & Canada entries and must be 18+ to enter
Giveaway Dates ~ 3/22 9:00 AM EST through 4/14 11:59PM EST
Disclosure: Love, Mrs. Mommy and all participating bloggers are not held responsible for sponsors who do not fulfill their prize obligations. This giveaway is in no way endorsed or sponsored by Facebook or any other social media site. The winner will be randomly drawn by Giveaway Tools and will be notified by email. Winner has 48 hours to reply before a replacement winner will be drawn. If you would like to participate in an event like this please contact LoveMrsMommy (at) gmail (dot) com.

Tuesday, March 20, 2018

NECTAR Mattress Giveaway! 2 Winners #MyNECTARMattress

Choosing the right mattress to use depends upon the person who will be using it. When we bought our mattress last summer, I was caught up with a couple of factors for me to decide; the price and the brand. Don't we all want to get the best brand and affordable? In this post, you can win this Nectar Mattress, and two of you can win! Read more below how to win.  

Deliciously Savvy & My Silly Little Gang Are So Excited To Host An Amazing Giveaway In Which TWO LUCKY WINNERS Will Receive a NECTAR Mattress In Any Size That They Choose! Winners Can Pick From Twin All The Way Up To California King! The TRV For This Is Up To $1800. Enter Today & Good Luck!

Sponsored By:

Hosted By:

Deliciously Savvy


My Silly Little Gang

Co-Hosted By:

Love, Mrs. Mommy // Southern Mom Loves // Sweet Southern Savings // Miki's Hope // Sunshine and Roller Coasters // Amy & Aron's Real Life Reviews // Missy's Views and Savings Clues // Michigan Saving and More // Heartbeats ~ Soul Stains // Knowledge Lifestyle Sharing

PLUS... A Big Thank You To All Blogs Helping To Promote This Giveaway ~ We Cannot Do It Without You All!

And Now The Sponsor & The Details:

2 Lucky Winners Will Receive A NECTAR Mattress Of Their Choice! Choose Twin up to California King! TRV $1800

Read Deliciously Savvy's Review Here

Read My Silly Little Gang's Review Here

Giveaway Dates: 3/20 9PM EST until 4/30 11:59 PM EST
Entrants must be 18 years old to enter and giveaway is open to US residents only.
Any Questions Email Me At mcushing7 (at) hotmail (dot) com.
This giveaway is in no way endorsed, affiliated or associated with Facebook, Twitter or any other Social Media Networking Site. This giveaway is valid only in the United States. Entrants must be 18+ years of age to enter. This giveaway will end at 11:59 PM (EST) on 04/30/2018.
Good Luck! Enter Below

Also we all “love it if you like us” on Facebook!

Deliciously Savvy did not receive any form of compensation for this giveaway. Once the winner is selected via the Rafflecopter process, the product will be shipped. Winners have 48 hours to respond or another winner will be chosen. No other blog associated with this giveaway is responsible for the product shipment. NECTAR Mattresses will be providing the prizes above to the winners. Thank You for stopping by! Any Questions or Concerns email me at mcushing7 (at) hotmail (dot) com or silvie(dot)mslg(at)gmail(dot)com.
If you have any questions or are a brand/company and would like to work with Deliciously Savvy please contact us here.

As Always, Thanks For Visiting Deliciously Savvy Today! Leave Some Comment Love While You Are Here!

Saturday, March 17, 2018

How To Improve Your Home On A Budget

Our home is a place of comfort and leisure. It is where we can find our simple basic needs to satisfy our everyday life.

A home is defined by family members, it's allocation for specifics such as how many rooms are needed, how big or small the area for a certain place or corner where fixtures or an appliance needed to go. All these are being done when one is starting a family. When a family is settled, enjoying each and every corner of the house, leaving and creating memories with the family members. Kids will grow up and eventually make their own way to create their own homes. Improvements are needed to maintain a durable and workable surrounding of the house, that is fit perfectly for everyone's need. Also, another factor to take note is the change of weather, where some fixtures and installed panels are being worn out due to change of temperature, and other natural elements. It is also a major point when going house-hunting. 

For me, there will be always that one corner in your home that you eye and wish for some improvement. 

Coming home from a busy day at work, having a good bath in a clean and fresh smelling bathroom can relieve you with all the stressors from the outside surroundings. I know some of you will agree with me on this. But, sometimes I feel enclosed in the bathroom because of all the bathroom essential products displayed in the small cabinets installed on the wall. If I were to ask one room that I would like some improving this would be it, the bathroom

I have listed some items below as your guide before you reached the point of deciding...yes I need something new and some things to be changed in that room. To inspire you in deciding on what to get and your possible project soon, click here, it serves as my guide for me stick to the style I want...a minimalist and modern style.

How to improve your home when you are on a budget?

1. Identify the area that needs improvement.
    - don't overwhelm yourself in doing a major renovation, do it one step at a time.

2. Classify the need.
    - Do you need to change the kids' bunkbeds to single beds because they are way older now?

3. Plan and allocate your budget.
    - the very core when you start thinking of renovating and improving.

4. Consider doing DIY. 

  • painting shelves, or a cabinet going beyond the opposite color.
  • change cabinet handles and knobs
  • segregate potted plants, recycle old woods and ply boards then paint it. 
  • change light bulbs
  • transform that plain coffee table to a more personalized coffee table. 
  • change throw pillow covers. 
  • add flowers
  • add candles in different areas of the house
5. Ask help for manpower when creating that space you need. 
    - to lessen your additional expenses, ask the family member or a friend help you.

Moreover, you shouldn't stop here. Consult help from professional cleaning services if there are bit more problems. We love Geaux Maids Cleaning in Baton Rouge. So, go forward and make your home glow again.

Those are some ideas you can consider to start with.